Banner Term Life Insurance Plans

Banner Term Life is a large life insurance company that offers term and permanent life plans. Term Life Insurance is a temporary type of coverage for a specified period or term to fit into the planning that you are doing with your advisor. Banner may have some good options for you.

clipped from goidahoinsurance.com Banner Life Insurance Company made a few changes to their policies rates bands and yearly policy fee.  The Annual Policy Fee is a charge most Life Insurance Carriers charge for administrative cost’s to the policy on a yearly basis.  Banner Life recently changed theirs upward but it still is in line with other major life carriers. Banner Life continues to bring affordable and quality term life insurance products to the market place, although a policy fee increase they are still typically in the top of all carriers when spread sheeting term life rates. Technorati Tags: banner life insurance, banner term life,

Can you get Life Insurance if you have Diabetes

Well the answer is maybe, it all depends on a number of different factors and your current health condition with the Diabetes. The article below helps you in determining what and if obtaining a life policy is possible.

clipped from lifeinsurance-pros.com Life Insurance for Diabetics and Diabetes clipped from lifeinsurance-pros.com Diabetes is a disorder that occurs because your body is not producing enough insulin. It is mostly irreversible but can be controlled by diet, medication and exercise prescribed by your Doctor. By the way when applying for a life policy the above mentioned factors (diet, exercise and medication) are the big factors the underwriters look for in you file. Control and follow up with your doctor are huge and will greatly improve your opportunity for the best rates. Items needed to help your broker present the best case to the insurance company: •    Have you seen any specialists: Like neurologist, endocrinologist or nephrologist? If you have either obtain the records or have the latest results from them and explain to your broker. •    History of your blood sugar control: copies of blood sugar tests and your Hemoglobin A1c’s always help Note: Blood sugar and A1c readings are a huge factor in life underwriting for diabetics.