About Me

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Boise, Idaho
Chris’s career in financial services began over 20 years ago as a financial adviser. Focusing on helping small business owners and families to establish and implement retirement saving-distribution, wealth transfer, and asset protection strategies where he won industry and company awards for production and client satisfaction. You can visit my Health Insurance, Medicare & Life Insurance website here at https://www.goidahoinsurance.com/ My Home Insurance Boise Website. My Idaho Workers Compensation Insurance website. Here is my newest insurance website Washington Earthquake & Flood Insurance Areas of specialization include Health, Medicare, Life, Long Term Care, Annuities, Business, Auto & Home Insurance.

Sunday, March 28, 2010

Tobacco Life Insurance Policy Information

Hey Smokers and Tobacco users term life insurance can still be affordable. Check out the article below.

Tobacco and Smokers Life Insurance in Idaho

If you are a smoker or tobacco product user and looking for a life insurance policy then you should be prepared for the fact that your premiums will be higher.  Smokers Life Insurance plans are simply higher due to the fact that their life expectancy is shorter than those that don’t use tobacco products.  Below is a great article talking about these points and what to expect as far as tobacco life insurance premiums and rates. 

If you smoke, the likelihood of dying from smoking-related causes rises dramatically. Therefore, life insurance companies typically charge smokers higher rates than non smokers. This is to compensate them for the additional risk they incur when extending a policy to a smoker.
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